Membership Policy for F.I.L.A. University Membership
Effective Date: January 1st, 2024

1. Overview
Welcome to F.I.L.A. University Membership! We are committed to providing you with comprehensive resources and support to help you achieve your financial goals. This policy outlines the terms and conditions of your membership, including access to credit repair information, financial enhancement resources, and other benefits.

2. Membership Eligibility
Membership is open to individuals who are committed to improving their financial health and agree to abide by the terms outlined in this policy. By joining, members acknowledge their commitment to actively engage with the resources provided and to work towards their financial goals.

3. Membership Benefits
As a member, you will have access to the following benefits:
- Credit Repair Information: Comprehensive guides, tools, and resources to help you understand and improve your credit score. This includes strategies for disputing inaccuracies, managing debt, and building a positive credit history.

- Financial Enhancement Resources: Access to educational materials, webinars, and coaching sessions designed to enhance your financial literacy. Topics include budgeting, saving, investing, and planning for long-term financial stability.
- Exclusive Classes and Workshops: Priority access to workshops and classes, including our 'DONE WITH YOU' program, led by industry experts like Coach MT. These sessions are designed to provide hands-on support and personalized guidance.
- Community Support: Join a community of like-minded individuals who share similar financial goals. Engage in discussions, share experiences, and learn from others in our exclusive member forums and social media groups.

4. Membership Fees
Membership fees are outlined in your enrollment agreement and must be paid in full to maintain active membership status. Any changes to membership fees will be communicated at least 30 days in advance.


5. Payment Terms
- Payment Methods: Members can pay fees via credit card, debit card, or other accepted payment methods as outlined during enrollment.- Late Payments: Failure to pay membership fees on time may result in suspension of access to membership benefits until the balance is paid in full.- Refunds: Membership fees are non-refundable unless otherwise stated in specific promotional offers.

6. Credit Repair Services Disclaimer
While we provide resources and information to help you repair your credit, [Your Membership Name] does not offer direct credit repair services. The information provided is for educational purposes only. Members are encouraged to consult with a certified financial advisor or credit repair professional for personalized assistance.

7. Confidentiality and Privacy
We respect your privacy and are committed to protecting your personal information. All data collected during your membership is used solely for the purpose of providing services and will not be shared with third parties without your consent.

8. Code of Conduct
Members are expected to maintain a respectful and supportive environment. Any form of harassment, discrimination, or inappropriate behavior will not be tolerated and may result in termination of membership.

9. Termination of Membership
Members may cancel their membership at any time by providing written notice. F.I.L.A. University Membership reserves the right to terminate membership for violations of this policy or failure to comply with the terms and conditions.

10. Amendments to the Policy
This policy may be updated from time to time. Members will be notified of any significant changes at least 30 days before they take effect.

11. Contact Information
For any questions or concerns regarding this policy, please contact filauniversity@gmail.com


Acknowledgment
By joining F.I.L.A. University Membership, you acknowledge that you have read, understood, and agree to the terms and conditions outlined in this policy.

Marlon Troy Hurd